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The Family Debt & Savings KitLarge-print PDF

List every debt, pick the order to pay them, and start a savings buffer: a 90-day plan on 52 large-print pages.

Write each debt on one page, follow the plan two weeks at a time, and log every week in the 13-week tracker. Then split your savings into five buckets, starting with an emergency fund, so a surprise bill has somewhere to come from.

Secure checkout on WhopDownload straight after paying$17 once, no subscription

A page from the kit
The filled-in example at the back. The Garcia family is made up.
  • 52pages, large print
  • 13weekly rows in the tracker
  • 5savings buckets to fill in
  • $17once, no subscription

Try the Debt List

Type three debts and see both payoff orders.

Part 1 of the kit asks you to number your debts in the order you will pay them. Here is the same choice, live: avalanche puts the highest rate first, snowball the smallest balance.

Your Debt List, in short

Who you oweBalance ($)Rate (%)

Avalanche order

    Highest interest rate first.

    Snowball order

      Smallest balance first.

      The starting numbers are made up. Type your own; nothing is saved or sent.

      Sample pages

      9 real pages from the kit, before you pay.

      01Start here: six steps in order
      02The 90-day plan, week by week
      03Your Debt List
      04Weekly Progress Tracker, 13 weeks
      05Your Bucket Plan
      06The Debt Payoff Checklist
      07The book: your money story
      08Filled-in example: Debt List
      09Filled-in example: buckets

      Tap a page to read it full size.

      Contents

      52 pages: a 90-day plan, four forms to fill in, a checklist and the full guide.

      Start with the Debt List in Part 1. The book in Part 4 explains the reasons behind each step when you want them.

      • Part 1

        The 90-Day Debt Payoff Plan

        Three phases, two weeks at a time, plus your Debt List, Weekly Progress Tracker and Monthly Milestones.

        pages 3-12

      • Part 2

        The Five Savings Buckets

        Emergency, short-term, opportunity, goal and long-term savings: what each is for, where to keep it, how to automate it. Plus your Bucket Plan.

        pages 13-21

      • Part 3

        The Debt Payoff Checklist

        Every step of the plan with a tick box: assessment, budget, extra income, payoff, progress.

        pages 22-25

      • Part 4

        Smart Money Habits

        The full guide: your money story, three budgeting styles, saving, snowball and avalanche.

        pages 26-50

      • Example

        Filled-in example

        A made-up family's Debt List, first two tracker weeks and Bucket Plan, so you can see what goes where.

        pages 51-52

      Price

      $17 once for the whole kit.

      The Family Debt & Savings Kit

      $17

      The 90-Day Debt Payoff Plan, The Five Savings Buckets, The Debt Payoff Checklist, Smart Money Habits and a filled-in example. One PDF, US Letter, prints on A4. Print as many copies as you need for your own use.

      Get the kit$17

      Secure checkout on WhopDownload straight after paying$17 once, no subscription

      This kit is general money education and an organizer. It is not financial advice and cannot promise any result.

      After you pay

      Your download page: the PDF, ready to type into or print.

      1. 01Pay on Whop

        Checkout runs on Whop, a payment platform for digital products. One payment, no subscription.

      2. 02Land on your download page

        After paying, Whop sends you to your download page: the PDF, ready to type into or print. The kit also stays in your Whop account.

      3. 03Start with one page

        Open Start Here, then fill in Your Debt List with your latest statements next to you.

      Questions about an order? Message us through Whop. The link is in your purchase receipt.

      FAQ

      Who is it for?

      Families on one or two incomes who want every debt written down, a plan for which to pay first, and a savings buffer started. It works for one person on their own too.

      Is this financial advice?

      No. It is general money education and a set of forms. It does not tell you what to invest in, and it cannot promise a payoff date. For advice on your situation, talk to a qualified adviser or a free debt charity.

      Snowball or avalanche: which does it use?

      Both are explained. Avalanche pays the highest interest rate first; snowball pays the smallest balance first. You choose, and number your Debt List in that order.

      Can I type into it?

      Yes. The forms have boxes you can click and type in, in PDF readers that handle forms, such as the free Adobe Acrobat Reader. Save a copy when you finish. Or print it and write by hand.

      How big is the print?

      Body text is 14.5 point. The pages are US Letter and print on A4.

      Is it written for the US?

      Mostly. It mentions 401(k) plans and FDIC-insured accounts, with a UK note on FSCS. The plan and forms work anywhere.

      How do I get it?

      Pay once on Whop. You land on your download page straight away, with the PDF ready to type into or print.

      A debt list, a 13-week tracker and five savings buckets, in one large-print PDF. $17 once.

      The Family Debt & Savings Kit: 52 large-print pages you type into or print.

      Secure checkout on WhopDownload straight after paying$17 once, no subscription